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This isn’t just another
digital camera. The
Light Field Camera
captures the entire
field of light, not just
a single plane. What
does that mean?
Imagine focusing a
picture after you’ve
snapped it. And
thanks to the fact
that the Lytro doesn’t
need to focus, snapping a picture is super-fast. Your friends and
family will even be able to explore the full depth of field of your
picture on their laptop or smartphone; $399, Lytro.com.
On the hunt for truly luxurious
linens? You’ll find the best
selection and quality in town
at The Island Shop. They carry
celebrated brands such as
Sferra, Matouk, Yves Delorme,
Peacock Alley and more. With
hundreds of options of colors,
patterns, monogramming and
customization available, you
can easily find something to
match your bedding or tabletop
style. While you’re at it, do a
bit of last-minute holiday shopping: The Island Shop boasts a fab
array of gifts, many pre-wrapped and ready to roll; 654 Crandon
Blvd., 305.361.1389, IslandShopKB.com.
The Gift of Life
Even in a tough economic environment, with a little foresight
and creativity, there are many ways you can support
worthwhile endeavors and gain satisfaction knowing you’ll be
able to contribute for the long-term. Regardless of your income
level, you can continue to support your favorite philanthropic
organizations by donating through life insurance. When you
name your chosen charity as the beneficiary of your policy,
you are contributing to a worthy cause and can benefit from
potential tax deductions.
There are several methods of gifting life insurance as a
• Designate a charity as owner and beneficiary. This
benefits the charity and gives the donor a bonus in the form of
income tax benefits. Premiums on such a policy are deductible
to taxpayers who itemize their deductions. Consult a tax
professional for details.
• Designate charity as a beneficiary. As a policy owner, you
retain the right to make changes to the policy including changing
the beneficiary. While premium payments are not tax deductible,
upon the donor’s death, the estate receives a charitable estate tax
deduction for the proceeds, as allowed by law.
• Donate an existing policy. If you own a policy with
coverage that’s no longer needed, you may consider donating
it to a charity. The donor could irrevocably assign or transfer
the policy to a charity as owner and beneficiary. This gift is
generally not subject to gift tax, and, in most cases, may be
eligible for a charitable income tax deduction.
• Create a charitable remainder trust. This is a complex
planning option for donors with unproductive appreciated
assets, such as real estate. This transaction can be structured
to benefit the donor, heirs and charity. Consult an attorney or
accountant for advice.
› is an Laura agent San with Nicolas the New is a Miami York Life native Insurance who
Company; For more information on the right
policy for you and your family, call her at
305.496.5681 or visit NewYorkLife.com.
“If your boss is getting you
down, look at him through
the prongs of a fork and
imagine him in jail.”
— David Brent
14 Under Water
Spiders are so scary, the fear of
them can develop before you’re
even born, as an experiment with
wolf spiders and pregnant crickets
has shown. We won’t be signing up
for the human trial.
Afraid of drowning? Then playing
with Perfluorohexan probably isn’t
for you. This solvent has a special
molecular structure which means
that you can fill your lungs with it —
and keep breathing.
Cambyses II of Persia used live
cats as shields during his battles
with the Egyptians. The enemy’s
reverence for cats means they
would surrender rather than risk
hurting one of the critters.