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Compass F inan ce Eco Office Solid Solutions Workaholics listen up: Put all those hours you at the office to good use by incorporating eco-friendly supplies that help the planet from the time you clock in to the time you clock out. Established in 2005, TheGreenOffice.com is a one-stop online retailer with more than 34,000 green and conventional office products and sustainability services designed to make office greening easy and economical. To pave your own green path at work, visit TheGreenOffice.com. Chalk It You have probably already created a fun and functional erasable wall in your kids’ room using chalk paint, but did it ever occur to you that you can do the same in your office? Whether you use it to brainstorm, draft up a to-do list or keep an editable calendar, the possibilities (and efficiency) are only limited by your imagination (and the space on the wall). To get what we consider the best Chalkboard Paint on the market, visit BenjaminMoore.com. Foreclosures, collections and real estate are the three topics that come up at least once a day in the life of a typical South Floridian. What is being done to correct this meltdown? Is their light at the end of the tunnel? At the beginning of May 2009, Miami-Dade County implemented a court-ordered mediation program to allow residents to be able to negotiate and try to reach a consensus with their lender. For this program the homeowner has to provide the lender with their financial information and attend mediation with the lender’s attorney, the lender and a mediator. In the mediation, the lenders are not bound to any modification and reserve the right to proceed with the foreclosure; hence the need to be represented by counsel. So what are these lenders looking for? The lenders have made it clear that they don’t want to keep anyone’s property, especially those properties without any equity. This is clear by a simple glance at any foreclosure docket. The lenders are sitting on the foreclosures and not finalizing them because they will be stuck paying back taxes and association dues. Yet who pays for these actions? Most South Floridians are stuck with increasing condo dues, a result in large part due to defaulting homeowners and stagnant lenders. Many associations are turning toward aggressive law firms, like our own, to proceed with the association foreclosures, since the banks are not doing their job. Our office has found that even if the lenders have a sales date, it’s often rescheduled multiple times. So it’s in the best interest for the association to proceed with their own foreclosures and be represented by a firm that can pursue the foreclosure aggressively, seek to have the renter pay the association and even assist with the short sale. This in turn puts money back to the association, lowers association dues and puts a unit back on the market for sale. In essence, it makes the market move. of Adorno, › Damas The team & Associates The Law P.L., Offices at 1000 of Brickell Ave., Ste. 1005, serves the legal needs of individual and corporate clients throughout South Florida. For a full list of their services, or to schedule a free 15-minute consultation, visit AdornoDamasLaw.com. Money Honey “You haven’t lived until you’ve done something for someone who’ll never be able to repay you.” — Ruth Smeltzer 24 “Cobweb” Mouse Potato New slang used to describe a woman who provides her younger “male friend” all the financial assistance he needs. “Hey, dude, my ‘Money Honey’ is taking me to the movies tonight.” Term used to describe a website that never changes. Although a complete redesign is not always needed, updating content from time to time can keep regular visitors interested while yielding new ones. Nickname for a person who spends all his or her day in front of the computer. The moniker usually results when someone starts working from home since it’s hard to separate life from work.