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Success S av v y Career Coaches W ith flexible, market-driven graduate programs for future business leaders and entrepreneurs, Florida International University’s Chapman Graduate School of Business offers everything from a unique one-year International MBA and a dual MBA to a Master of International Business, Executive MBA, and several part-time MBAs for those who wish to work and attend school part-time. They also offer specialized masters and PhD programs. FIU’s Graduate School of Business is ranked among the Top 25 international business schools in the U.S. and the 4th best among one-year International MBA Programs by U.S. News & World Report. BusinessWeek ranks them in the Top 15% of the best accredited business schools in the country, and for the third consecutive year, Financial Times ranked the Executive MBA program among the top business programs in the world. Offering some of the most innovative options in the nation, students gain broader knowledge that helps them succeed in today’s global economy. For more information or to enroll today, visit Business.FIU.edu. Cigar Aficionado If you want to look refined but don’t quite know how, let the guys at Casa Felipe help you pick the perfect cigar from their Felipe Gregorio collection. The rest is up to you. For the full line, visit CasaFelipeMiami.com. 20 brickell magazine Solid Solutions Foreclosures, collections and real estate are the three topics that come up at least once a day in the life of a typical South Floridian. What is being done to correct this meltdown? At the beginning of May 2009, Miami-Dade County implemented a court-ordered mediation program to allow residents to be able to negotiate and try to reach a consensus with their lender. For this program the homeowner has to provide the lender with their financial information and attend mediation with the lender’s attorney, the lender and a mediator. During mediation, the lenders are not bound to any modification and reserve the right to proceed with the foreclosure; hence the need to be represented by counsel. So what are these lenders looking for? The lenders have made it clear that they don’t want to keep anyone’s property, especially those properties without any equity. This is clear by a simple glance at any foreclosure docket. The lenders are sitting on the foreclosures and not finalizing them because they will be stuck paying back taxes and association dues. Yet who pays for these actions? Most of us Brickellites are stuck with increasing condo dues, a result in large part due to defaulting homeowners and stagnant lenders. Many associations are turning toward aggressive law firms, like our own, to proceed with the association foreclosures, since the banks are not doing their job. Our office has found that even if the lenders have a sales date, it’s often rescheduled multiple times. So it’s in the best interest for the association to proceed with their own foreclosures and be represented by a firm that can pursue the foreclosure aggressively, seek to have the renter pay the association and even assist with the short sale. This in turn puts money back to the association, lowers association dues and puts a unit back on the market for sale. In essence, it makes the market move. The team of The Law Offices of Adorno, Damas & Associates P.L., at 1000 Brickell Ave., Ste. 1005, serves the legal needs of individual and corporate clients throughout South Florida. For a full list of their services, or to schedule a free 15-minute consultation, visit AdornoDamasLaw.com. the FG 2009 Petrus Oro Negro Miami- Made Poor Boy Pricepoint: $6.50-$8 Country of Origin: Dominican Republic Flavor: Perfect complement to any drink — from scotch to wine and coffee. Pricepoint: $98.99-$116.88 Country of Origin: Dominican Republic Flavor: Dense, spicy aromas with rich hints of creamy coffee and spices. Pricepoint: $8-$12 Country of Origin: United States (Miami) Flavor: Smooth and creamy smoke with tones of orange peel and cedar.