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Success F inan ce
A gradual transfer of wealth is occurring among Americans: Baby boomers
are starting to receive an estimated $8.4 trillion in inheritances from older
generations, according to a paper published by The Center For Retirement
Research at Boston College. Roughly 2/3 of boomer households will receive
an inheritance, and the average value of those inheritances is just under
$300,000. These bequests will bring heirs the opportunity to reach financial
goals sooner — but may also pose significant challenges. If you expect to
receive a sizable inheritance, it’s smart to consider how you’ll integrate it
into your overall financial plan. By employing a careful investment plan, an
investor can help protect and perhaps even increase a financial gift. As you
develop an investment strategy for your new wealth, consider the following
factors: asset allocation, alternative assets to diversify your investment
portfolio and tax-advantaged accounts. By understanding now the factors
that are likely to come into play later, you’ll be prepared to use a fortunate
gift as it was intended rather than having it increase the stress of a loved
Fight office-related stress by making your workspace one that treats
your mind right. These office products are each designed to either
get you organized, boost your mood, or calm you down.
Want a desk organizer that’s more than a place
to shove your pens? This Zen Garden Desktop
Organizer is inspired by Eastern philosophy. The
arrangement of wooden blocks both sorts out
your stuff and introduces peaceful, contemplative
elements such as stones and mini-planters; $122,
Etsy.com/Shop.KarolinFelixDream. Color Theory
Any shrink worth their high hourly
rate will tell you about the power
of color to affect your mood. Why
not put that wisdom to use in your
choice of office tools? Poppin’s desk
and office supplies come in a range
of bright hues; Poppin.com.
Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
Diversification does not guarantee profit or protect against loss in declining markets.
Wells Fargo Advisors is not a legal or tax advisor.
ABOUT THE AUTHOR
Brad W. McMorris is VP of Investments for Arch &
McMorris Wealth Management Group of Wells Fargo
Advisors. For a consultation, call 305.523.2922 or
40 Super Organizer
It’s been around for decades for a reason: The Uten
Silo is a smart design for making sure the tools and
products you need are close at hand. An array of
containers, hooks and clips make it a breeze to store
your stuff; Vitra.com.