To view this page ensure that Adobe Flash Player version 11.1.0 or greater is installed.
Success Sav v y
C onvenience doesn’t have to mean
sacrificing beauty, as is aptly shown by
the beautiful travel spray editions of the
fine fragrances from Kilian. The travel sprays
come in a gorgeous pewter case embossed with
Achilles’ shield pattern, and are refillable, which
means waste is minimized. Killian’s fragrances
are unique and sumptuous, from the jasmine-rose
spiked “Love” to lavender and absinthe-drenched
“Cruel Intentions” and the spicy, rum-sweet scent
of “Straight to Heaven”; ByKillian.com.
We’ll all agree: GPS is great. You know what’s
even better? Knowing where you’re going, and
whether you’re about to get a speeding ticket.
Thanks, Escort, for your Passport IQ, a handy
little station which combines GPS functions
with Escort’s top-of-the-line radar detector.
It’ll also tip you off when speed cameras come
into the vicinity — all for a price lower than
your lawyer’s fees; $695; EscortRadar.com.
It’s almost every day at our office that we
receive a telephone call asking: “Do loan
modifications really work?” In short, a loan
modification is where the lender or bank reviews
a distressed homeowner’s financials and makes
a determination whether or not that person
may qualify for assistance. Banks vary in their
criteria but most lenders require two months’
bank statements, the latest year’s tax returns, a
letter detailing why the homeowner is facing a
hardship, and the last two pay stubs. Be cautious
when responding to ads that promise principal
reduction negotiation. Banks rarely just forgive
or reduce principal without the homeowner
having material issues that would give rise to
the lender forgiving some of the principal. Most
often banks will extend the term of the loan,
forgive past due late fees, and drastically lower
the interest rate. Our office has found great
success when answering client’s foreclosures
and petitioning the court for a mediation
hearing at the Collins Center. The Collins Center
mediates the foreclosure and allows both the
homeowner and the lender to speak directly. This
often solidifies a modification that same day. If
you have questions concerning the above topic,
consult with an attorney who has experience
in that field. We offer free consultations and
appointments can be scheduled 7 days a week.
The team at The
Law Office of Adorno,
Damas, & Associates
P.L. is always available
for more information
on this topic as well as
several other areas of law. To schedule a free
consultation, call 305.381.9999.
Think of the law books
kind of like your closet —
neither one has probably
been cleaned out in a
long time, which means
that there’s probably
some really weird stuff in
there. Here are some of
our strangest law finds.
24 Lip Crime
Don’t get too distracted by a
session of lip-locking: In Iowa,
kisses are legally required to be
less than 5 minutes long. And if
you’ve got a mustache, forget
about it — you’re not allowed to
kiss a woman in public, period.
In Alaska, it is illegal to wake a
sleeping bear for the purpose of
taking its photograph, though we
doubt any photographer who tried
would last long enough to make it
to court. At least very few people
are likely to break this law!
We’ve all heard horrible stereotypes
about lady drivers. So, apparently,
had lawmakers in Memphis, who
used to require all women at the
wheel to be accompanied by a man
walking in front of their vehicle…
waving red flags!