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Success F inan ce
While the most frequent real estate question I get asked is: “How’s
the market?”, I quite often come across many individuals with the
misconception that buying a home is out of reach. Most people are
under the impression that they need a large down payment, excellent
credit and a hefty salary to qualify for a home loan. While there are
a few items you must check off on that list, buying a home is much
easier than you think. With as little as 3% down, average credit and
a great realtor to help you negotiate the price, you can even land
yourself a shiny new condo on Brickell Ave. The best advice for anyone
looking to purchase a home is to start by reaching out to a local
lender who can review your finances and tailor a loan program to your
specific needs. The lender can also catch issues that might come up
during the approval process down the road giving you ample time to
get your credit and financial statements in order. Another important
step in purchasing a home is to narrow down the neighborhoods or
buildings you have in mind with an experienced agent. This way, you
can study the market and learn what a good pricepoint is to snag a
deal in that area.
ABOUT THE AUTHOR
› Ulloa Born and has been raised a in top-producing
realtor for over a decade and
Founder of Luxe Properties LLC.
To have her help you find a home
today, call 305.986.7041 or visit
Got the escrow jitters? Don’t worry! To steer you in the
right direction, we’ve collected a few of the most frequent
faux pas people make when purchasing their first home.
TEX T BY WESLEY ULLOA
A local lender can structure a
loan that will help you qualify for
more or require a smaller down
payment. They will also help repair
your credit as well.
Learn the past sales in the area
along with must-have needs for
your home. That way, if a good
deal comes on the market, you’ll
recognize it immediately.
Issues always come up throughout
the real estate process.
Experienced agents know how to
solve them quickly to help you
reach your home-buying goal as
painlessly as possible.